:root{
  --navy:#122036;
  --blue:#1393ff;
  --blue-soft:#e2f2ff;
  --cream:#faf7ef;
  --ink-70:rgba(18,32,54,.7);
  --ink-45:rgba(18,32,54,.45);
  --line:rgba(18,32,54,.13);
  --mono:'Inter',system-ui,-apple-system,sans-serif;
  --sans:'Inter',system-ui,-apple-system,sans-serif;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--sans);color:var(--navy);background:#fff;-webkit-font-smoothing:antialiased;line-height:1.5}
img,svg{display:block}
a{text-decoration:none;color:inherit}
.wrap{max-width:1180px;margin:0 auto;padding:0 32px}
.wrap-wide{max-width:1440px;margin:0 auto;padding:0 162px}
@media(max-width:1240px){.wrap-wide{padding:0 32px}}
@media(max-width:640px){.wrap,.wrap-wide{padding:0 20px}
}
@media(max-width:767px){
.d-none{display: none;}
.final{padding:35px 0 !important; text-align:center;}
.faq-band{padding: 25px 0 45px !important;}
.sec{padding: 30px 0 0 !important;}
.band-cta{margin-top: 35px !important;}
.pricing-band{padding: 25px 0 45px !important; margin-top: 35px !important;}
.steps-band{padding: 25px 0 45px !important; margin-top: 35px !important;}
.hero{padding: 35px 0 35px !important;}
}
@media(min-width:768px) and (max-width:1023px){
.d-none{display: none;}
.hero {padding: 45px 0 50px !important;}
.steps-band{padding: 25px 0 45px !important; margin-top: 35px !important;}
.sec{padding: 40px 0 0 !important;}
.pricing-band {
    margin-top: 55px !important;
    padding: 35px 0 50px !important;
}
.faq-band {
    margin-top: 55px !important;
    padding: 35px 0 50px !important;
}
.final{padding: 45px 0 !important;}
}
@media(min-width:1024px) and (max-width:1179px){
.d-none{display: none;}
}
@media(min-width:1280px) and (max-width:1535px){
.d-none{display: none;}
}
@media(min-width:1536px){
.d-none{display: none;}
}


/* ---------- shared bits ---------- */
.eyebrow{display:flex;align-items:center;gap:14px;color:var(--blue);font-size:12.5px;letter-spacing:1.75px;text-transform:uppercase}
.eyebrow::before{content:"";width:18px;height:1px;background:var(--blue);flex:none}
.eyebrow.center{justify-content:center}
.eyebrow.center::after{content:"";width:0}
h2{font-size:40px;font-weight:600;letter-spacing:-.01em;line-height:1.12;margin:16px 0 10px}
h3 { font-size: 18px; font-weight: 600;}

.section-sub{font-size:16px;color:var(--ink-70);line-height:1.6}
@media(max-width:720px){h2{font-size:30px}}
.btn{display:inline-flex;align-items:center;justify-content:center;height:51px;padding:0 30px;border-radius:100px;font-size:15px;font-weight:600;border:1px solid transparent;cursor:pointer;transition:transform .15s ease,box-shadow .15s ease,background .15s ease}
.btn-primary{background:var(--blue);color:#fff;box-shadow:0 1px 1px rgba(18,32,54,.06),0 1px .5px rgba(18,32,54,.04)}
.btn-primary:hover{background:#0d84ea;transform:translateY(-1px)}

.btn-primary-outline { background: #fff !important; color: var(--blue); border: 1px solid var(--blue); }
.btn-primary-outline:hover { background: var(--blue) !important; color: #fff; transform: translateY(-1px); box-shadow: 0 1px 1px rgba(18,32,54,.06),0 1px .5px rgba(18,32,54,.04) }

.btn-ghost{border-color:rgba(18,32,54,.45);color:var(--navy);background:transparent}
.btn-ghost:hover{border-color:var(--navy)}
.btn:focus-visible{outline:2px solid var(--blue);outline-offset:3px}
.chip{display:inline-flex;align-items:center;gap:7px;height:28px;padding:0 12px;border-radius:100px;background:#fff;border:1px solid var(--line);font-size:11.5px;font-weight:500;color:var(--ink-70)}
.chip svg{width:12px;height:12px;stroke:var(--blue)}
.tag{display:inline-flex;align-items:center;height:24px;padding:0 13px;border-radius:100px;background:var(--blue-soft);color:var(--blue);font-size:11px;letter-spacing:.02em; width: fit-content;}
.ic{width:22px;height:22px;stroke:var(--blue);stroke-width:1.8;fill:none;stroke-linecap:round;stroke-linejoin:round}
.ic-sm{width:17px;height:17px;stroke:var(--blue);stroke-width:2;fill:none;stroke-linecap:round;stroke-linejoin:round}

/* ---------- header ---------- */
header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.8);backdrop-filter:blur(5px);-webkit-backdrop-filter:blur(5px);border-bottom:1px solid var(--line)}
.header-in{max-width:1440px;margin:0 auto;padding:12px 161px;display:flex;align-items:center;justify-content:space-between;gap:24px}
@media(max-width:1240px){.header-in{padding:12px 32px}}
.brand{display:flex;align-items:center;gap:10px}
.brand-mark{width:48px;height:48px;border-radius:12px;background:var(--navy);display:grid;place-items:center;color:var(--cream);font-family:var(--mono);font-weight:600;font-size:15px;letter-spacing:.5px}
.brand-name{font-size:24px;font-weight:700;letter-spacing:-.02em}
.brand-name span{color:var(--blue)}
nav{display:flex;gap:34px;font-size:14.5px;font-weight:500;color:var(--ink-70)}
nav a:hover{color:var(--navy)}
header nav a.active{color:var(--blue);font-weight:700}
.btn-nav{height:41px;padding:0 22px;font-size:14px}
.menu-toggle{display:none;width:42px;height:42px;border:1px solid var(--line);border-radius:10px;background:#fff;cursor:pointer;align-items:center;justify-content:center;flex-direction:column;gap:5px}
.menu-toggle span{display:block;width:18px;height:2px;border-radius:999px;background:var(--navy);transition:transform .18s ease,opacity .18s ease}
header.menu-open .menu-toggle span:nth-child(1){transform:translateY(7px) rotate(45deg)}
header.menu-open .menu-toggle span:nth-child(2){opacity:0}
header.menu-open .menu-toggle span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
/*@media(max-width:900px){
  .header-in{flex-wrap:wrap;gap:0;padding:12px 24px}
  .brand{flex:1}
  .menu-toggle{display:inline-flex}
  header nav{display:none;order:3;width:100%;flex-direction:column;gap:0;margin-top:12px;padding:8px 0;border-top:1px solid var(--line)}
  header.menu-open nav{display:flex}
  header nav a{padding:12px 0;border-bottom:1px solid var(--line)}
  header nav a:last-child{border-bottom:0}
  .btn-nav{display:none;order:4;width:100%;margin-top:12px}
  header.menu-open .btn-nav{display:inline-flex}
}*/
/*@media(max-width:900px) {
    .header-in { flex-wrap: wrap; gap: 0; padding: 12px 24px }
    .brand { flex: 1 }
    .menu-toggle { display: inline-flex }
    header nav { display: none; order: 3; width: 100%; flex-direction: column; gap: 0; margin-top: 12px; padding: 8px 0 }
    header.menu-open nav { display: flex }
    header nav a { padding: 12px 0; border-bottom: 1px solid var(--line) }
        header nav a:last-child { border-bottom: 0 }

    .nav-actions { display: none; order: 4; width: 100%; margin-top: 14px; justify-content: center }
    header.menu-open .nav-actions { display: flex }
    .btn-nav { width: fit-content }
}*/

.nav-actions { display: flex; align-items: center; justify-content: center; gap: 9px }

@media(max-width:900px) {
    .header-in { flex-wrap: wrap; gap: 0; padding: 12px 24px }
    .brand { flex: 1 }
    .menu-toggle { display: inline-flex }

    header nav { display: none; order: 3; width: 100%; flex-direction: column; gap: 0; margin-top: 12px; padding: 8px 0 }
        header nav a { padding: 12px 0; border-bottom: 1px solid var(--line) }
            header nav a:last-child { border-bottom: 0 }

    .nav-actions { display: none; order: 4; width: 100%; margin-top: 14px }
    .btn-nav { width: fit-content }

    header.menu-open nav,
    header.menu-open .nav-actions { display: flex; justify-content: flex-start; }
}

@media(max-width:640px) {
    .nav-actions { flex-direction: column; gap: 10px }
    .btn-nav { width: 100% }
}

/* Phone only: stack buttons full-width, like the reference screenshot */
@media(max-width:640px) {
    .nav-actions { flex-direction: column; gap: 10px }
    .btn-nav { width: 100% }
}

/* ---------- hero ---------- */
.hero{padding:64px 0 72px;overflow:hidden}
.hero-grid{display:grid;grid-template-columns:1fr 1.05fr;gap:56px;align-items:center}
@media(max-width:980px){.hero-grid{grid-template-columns:1fr;gap:48px}}
.hero h1{font-size:56px;line-height:1.06;font-weight:600;letter-spacing:-.01em}
.hero h1 em{color:var(--blue);font-style:italic}
@media(max-width:720px){.hero h1{font-size:38px}}
.hero-sub{margin:24px 0 30px;font-size:17.5px;line-height:1.6;color:var(--ink-70);max-width:32em}
.hero-ctas { display: flex; gap: 14px; flex-wrap: wrap; margin-top: 20px; }
.trust{display:flex;gap:26px;flex-wrap:wrap;margin-top:36px;font-size:13px;font-weight:500;color:var(--ink-70)}
.trust li{display:flex;align-items:center;gap:8px;list-style:none}
.trust svg{width:16px;height:16px;stroke:var(--blue);stroke-width:1.8;fill:none;stroke-linecap:round;stroke-linejoin:round}

/* form mockup card */
.mock{transform:rotate(.6deg);background:#fff;border:1px solid var(--line);border-radius:20px;box-shadow:0 24px 60px rgba(18,32,54,.14),0 6px 16px rgba(18,32,54,.06);overflow:hidden}
.mock-head{background:var(--navy);padding:14px 22px;display:flex;align-items:center;justify-content:space-between}
.mock-head .kicker{font-size:11px;letter-spacing:.88px;color:rgba(250,247,239,.8)}
.mock-head .title{font-size:14px;font-weight:600;color:var(--cream);margin-top:2px}
.mock-head .year{font-family:var(--mono);font-size:11px;letter-spacing:.88px;color:rgba(250,247,239,.8)}
.mock-body{padding:21px 23px 0}
.mock-row{display:grid;grid-template-columns:1fr 1.4fr;gap:12px}
@media(max-width:460px){.mock-row{grid-template-columns:1fr}}
.field{background:var(--blue-soft);border:1px solid var(--line);border-radius:8px;padding:9px 12px 10px}
.field label{display:block;font-family:var(--mono);font-size:10px;letter-spacing:.6px;text-transform:uppercase;color:var(--ink-45)}
.field .val{font-family:var(--mono);font-size:14px;font-weight:500;letter-spacing:.28px;margin-top:4px;display:inline-block;padding-right:3px}
.field .val.caret{border-right:2px solid var(--blue);animation:blink 1.1s steps(1) infinite}
.field .val.placeholder{color:var(--navy)}
@keyframes blink{50%{border-color:transparent}}
@media(prefers-reduced-motion:reduce){.field .val.caret{animation:none}}
.mock-q-label{font-family:var(--mono);font-size:10px;letter-spacing:.6px;text-transform:uppercase;color:var(--ink-45);margin:18px 0 8px}
.quarters{display:grid;grid-template-columns:repeat(4,1fr);gap:11px}
.q{height:37px;display:grid;place-items:center;border-radius:8px;background:var(--blue-soft);border:1px solid var(--line);font-family:var(--mono);font-size:11.5px;color:var(--ink-45)}
.q.active{background:var(--blue);border-color:var(--blue);color:#fff;font-weight:600}
.mock-amounts{margin-top:12px}
.mock-foot{margin:19px 23px 0;border-top:1px dashed var(--line);padding:12px 0 20px;font-family:var(--mono);font-size:13px;font-weight:500;color:var(--blue)}
.panel-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.feat {
    display: flex;
    flex-direction: column;
    height: 100%;
}

.feat .more {
    margin-top: auto !important;
    padding-top: 16px; /* Optional spacing above the link */
}
.cards-4 .card::after {
    content: "→";
    position: absolute;
    top: 22px;
    right: 20px;
    color: var(--blue);
    font-size: 18px;
    font-weight: 600;
    line-height: 1;
    transition: transform .15s ease;
}

.cards-4 .card.no-arrow::after {
    content: none;
}
.fw-500{font-weight: 500;}
.fw-600{font-weight: 600;}






/* ---------- audience cards ---------- */
.sec{padding:88px 0 0}
.cards-4{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;margin-top:25px}
@media(max-width:1040px){.cards-4{grid-template-columns:repeat(2,1fr)}}
@media(max-width:560px){.cards-4{grid-template-columns:1fr}}
.card{position:relative;background:#fff;border:1px solid var(--line);border-radius:14px;padding:26px 42px 26px 22px;display:flex;flex-direction:column;gap:14px;transition:box-shadow .2s ease,transform .2s ease}
.cards-4 .card::after{content:"→";position:absolute;top:22px;right:20px;color:var(--blue);font-size:18px;font-weight:600;line-height:1;transition:transform .15s ease}
.cards-4 .card:last-child::after {
    display: none;
}
a.card:hover::after{transform:translateX(3px)}
a.card:hover{box-shadow:0 12px 30px rgba(18,32,54,.08);transform:translateY(-2px)}
.card .icon-box{width:44px;height:44px;border-radius:11px;background:var(--blue-soft);display:grid;place-items:center}
.card h3{font-size:17px;font-weight:600;letter-spacing:-.01em;line-height:1.3}
.card p{font-size:14px;line-height:1.55;color:var(--ink-70);flex:1}

/* ---------- feature panels ---------- */
.panel{background:#fff;border:1px solid var(--line);border-radius:20px;padding:34px;margin-top:26px}
.panel:first-of-type{margin-top:25px}
.panel-head{display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap;margin-bottom:32px}
.panel-head h3{font-size:22px;font-weight:600;letter-spacing:-.01em}
.panel-badge{display:inline-flex;align-items:center;height:29px;padding:0 13px;border-radius:100px;background:var(--blue-soft);color:var(--blue);font-family:var(--mono);font-size:11.5px}
.panel-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:34px}
@media(max-width:900px){.panel-grid{grid-template-columns:1fr}}
.feat h4{display:flex;align-items:center;gap:9px;font-size:15.5px;font-weight:700}
.feat p{margin:3px 0 11px 0px;font-size:13.8px;line-height:1.55;color:var(--ink-70)}
.feat .more{margin-left:0px;font-size:12.5px;font-weight:600;color:var(--blue);display:inline-flex;align-items:center;gap:6px}
.feat .more:hover{gap:9px}
.feat .more{transition:gap .15s ease}

/* ---------- steps ---------- */
.steps-band{background:var(--blue-soft);margin-top:96px;padding:96px 0 100px}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:56px;margin-top:52px}
@media(max-width:900px){.steps{grid-template-columns:1fr;gap:44px}}
.step-top{display:flex;align-items:center;gap:12px;position:relative}
.step-num{width:34px;height:34px;border-radius:50%;background:var(--blue);color:#fff;display:grid;place-items:center;font-family:var(--mono);font-weight:600;font-size:13px;flex:none}
.step-label{font-size:13px;color:var(--blue)}
.step-top::after{position:absolute;left:calc(100% + 14px);top:50%;width:44px;height:1px;background:repeating-linear-gradient(90deg,rgba(18,32,54,.45) 0 6px,transparent 6px 12px)}
.steps>div:last-child .step-top::after{display:none}
@media(max-width:900px){.step-top::after{display:none}}
.step h3{font-size:18px;font-weight:600;letter-spacing:-.01em;margin:16px 0 8px}
.step p{font-size:14.5px;line-height:1.55;color:var(--ink-70)}
.step .chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:13px}
.band-cta{text-align:center;margin-top:35px}
.band-cta p{font-size:15.5px;color:var(--ink-70);margin-bottom:20px}
.feature-cta{text-align:center;margin-top:35px}
.feature-cta p{font-size:15.5px;color:var(--ink-70);margin-bottom:20px}
.feature-cta .hero-ctas{justify-content:center}

/* ---------- dark cta ---------- */
.dark-cta{margin:96px auto 0;max-width:1116px;background:var(--navy);border-radius:20px;padding:44px 48px;display:flex;align-items:center;justify-content:space-between;gap:32px;flex-wrap:wrap;position:relative;overflow:hidden}
.dark-cta::before,.dark-cta::after{content:"";position:absolute;border-radius:50%;pointer-events:none}
.dark-cta::before{width:640px;height:640px;right:-160px;top:-420px;background:radial-gradient(circle,rgba(192,136,41,.2) 0%,rgba(192,136,41,0) 45%)}
.dark-cta::after{width:680px;height:680px;left:-230px;bottom:-500px;background:radial-gradient(circle,rgba(75,122,102,.2) 0%,rgba(75,122,102,0) 40%)}
@media(max-width:1240px){.dark-cta{margin-left:32px;margin-right:32px}}
@media(max-width:640px){.dark-cta{margin-left:20px;margin-right:20px}}
.dark-cta h2{font-size:30px;letter-spacing:-.01em;color:var(--cream);margin:0;max-width:15em;position:relative;z-index:1}
.dark-cta .actions{display:flex;gap:14px;flex-wrap:wrap;position:relative;z-index:1}
.btn-cream{background:var(--cream);color:var(--navy)}
.btn-cream:hover{background:#fff}
.btn-outline-cream{border-color:rgba(250,247,239,.33);color:var(--cream)}
.btn-outline-cream:hover{border-color:rgba(250,247,239,.7)}

/* ---------- deadlines ---------- */
.deadline-note{margin-top:24px;background:var(--blue-soft);border-radius:8px;padding:14px 18px;display:flex;gap:6px;align-items:center;font-size:13.5px;color:var(--blue)}
.deadline-note svg{width:16px;height:16px;flex:none;stroke:var(--blue);stroke-width:1.8;fill:none;stroke-linecap:round;stroke-linejoin:round}
.q-card{gap:0;padding:22px}
.q-card .q-label{font-size:12px;letter-spacing:.72px;text-transform:uppercase;color:var(--ink-45)}
.q-card .q-range{font-size:15.5px;font-weight:600;margin:8px 0 20px}
.q-card .q-due{font-size:12px;letter-spacing:.48px;text-transform:uppercase;color:#949ba5}
.q-card .q-date{font-size:26px;font-weight:600;margin-top:6px}
.center-cta{text-align:center;margin-top:35px}
.center-cta p{font-size:15.5px;color:var(--ink-70);margin-bottom:20px}

/* ---------- pricing ---------- */
.pricing-band{background:var(--blue-soft);margin-top:96px;padding:96px 0 100px}
.pricing-grid{display:grid;grid-template-columns:1fr 1fr;gap:28px;margin-top:48px}
@media(max-width:980px){.pricing-grid{grid-template-columns:1fr}}
.p-kicker{font-size:11px;letter-spacing:.88px;text-transform:uppercase;color:var(--blue)}
.p-title{font-size:21px;font-weight:600;letter-spacing:-.01em;margin:8px 0 6px}
.p-sub{font-size:14px;color:var(--ink-70);margin-bottom:22px}
.price-table{background:#fff;border:1px solid var(--line);border-radius:14px;overflow:hidden;font-size:14px}
.price-table .thead{display:flex;justify-content:space-between;background:var(--blue);color:#fff;padding:13px 24px;font-family:var(--mono);font-size:11.5px;letter-spacing:.69px;text-transform:uppercase}
.price-table .row{display:flex;justify-content:space-between;padding:13px 24px;border-top:1px solid var(--line)}
.price-table .row:first-of-type{border-top:0}
.price-table .row span:first-child{color:var(--ink-70)}
.price-table .row span:last-child{font-family:var(--mono);font-weight:600}
/* .price-table .row.hl span:last-child{color:var(--blue)} */
.bundle{border-radius:14px;padding:24px 26px;border:1px solid var(--line);background:#fff}
.bundle+.bundle{margin-top:16px}
.bundle.dark{background:var(--navy);border-color:var(--navy);color:var(--cream)}
.bundle-top{display:flex;align-items:center;justify-content:space-between;gap:16px}
.bundle-top h3{font-size:17.5px;font-weight:600;letter-spacing:-.01em}
.bundle-top .price{font-size:26px;font-weight:600}
.bundle ul{margin-top:16px;list-style:none}
.bundle li{display:flex;align-items:center;gap:8px;font-size:13.5px;padding:7px 0;color:var(--ink-70)}
.bundle.dark li{color:rgba(250,247,239,.8);border-color:rgba(255,255,255,.13)}
.bundle li+li{border-top:1px solid var(--line)}
.bundle.dark li+li{border-top:1px solid rgba(255,255,255,.13)}
.bundle li svg{width:14px;height:14px;flex:none;stroke:var(--blue);stroke-width:2;fill:none;stroke-linecap:round;stroke-linejoin:round}
.bundle.dark li svg{stroke:#7cc4ff}

/* ---------- testimonials ---------- */
.marquee{overflow:hidden;margin-top:56px;-webkit-mask-image:linear-gradient(90deg,transparent,#000 6%,#000 94%,transparent);mask-image:linear-gradient(90deg,transparent,#000 6%,#000 94%,transparent)}
.marquee-track{display:flex;gap:20px;width:max-content;animation:scroll 42s linear infinite}
.marquee:hover .marquee-track{animation-play-state:paused}
@keyframes scroll{to{transform:translateX(-50%)}}
@media(prefers-reduced-motion:reduce){.marquee-track{animation:none;flex-wrap:wrap;width:auto}}
.t-card{width:340px;flex:none;background:#fff;border:1px solid var(--line);border-radius:14px;padding:26px}
.t-card .stars{color:#ffb942;font-size:14px;letter-spacing:2px}
.t-card blockquote{margin:18px 0 20px;font-size:14.5px;line-height:1.6}
.t-card figcaption .name{font-size:13.5px;font-weight:600}
.t-card figcaption .role{font-size:12.5px;color:var(--ink-45);margin-top:2px}

/* ---------- faq ---------- */
.faq-band{background:var(--blue-soft);margin-top:96px;padding:96px 0 110px}
.faq{max-width:800px;margin:25px auto 0}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{display:flex;align-items:center;justify-content:space-between;gap:20px;cursor:pointer;letter-spacing:-.01em;list-style:none}
.faq summary::-webkit-details-marker{display:none}
    .faq summary h3 { display: flex; align-items: center; justify-content: space-between; gap: 20px; padding: 24px 4px; cursor: pointer; font-size: 16.5px; font-weight: 500; letter-spacing: -.01em; list-style: none }
    .faq .toggle { width: 26px; height: 26px; border-radius: 50%; border: 1px solid rgba(18,32,54,.45); position: relative; flex: none; transition: transform .2s ease }
.faq .toggle::before,.faq .toggle::after{content:"";position:absolute;background:var(--navy);left:50%;top:50%}
.faq .toggle::before{width:10px;height:1.5px;transform:translate(-50%,-50%)}
.faq .toggle::after{width:1.5px;height:10px;transform:translate(-50%,-50%);transition:opacity .15s ease}
.faq details[open] .toggle::after{opacity:0}
.faq details[open] .toggle{transform:rotate(180deg)}
.faq .answer{padding:0 46px 24px 4px;font-size:14.5px;line-height:1.6;color:var(--ink-70)}
.faq .answer p{margin:0 0 18px}
.faq .answer p:last-child{margin-bottom:0}
.faq .answer h4{font-size:14.5px;font-weight:500;color:var(--navy);margin:18px 0 8px}
.faq .answer ul{margin:0 0 22px 32px;padding-left:18px}
.faq .answer li{padding-left:8px;margin:7px 0}
.faq .answer a{color:var(--blue);font-weight:600;text-decoration:underline;text-decoration-color:rgba(19,147,255,.45);text-underline-offset:3px;text-decoration-thickness:1.5px;transition:color .15s ease,text-decoration-color .15s ease}
.faq .answer a:hover{color:var(--navy);text-decoration-color:var(--navy)}

/* ---------- final cta + footer ---------- */
.final{padding:110px 0;text-align:center}
.final h2{font-size:46px;letter-spacing:-.01em;margin:0 0 14px}
@media(max-width:720px){.final h2{font-size:34px}}
.final p{font-size:17px;color:var(--ink-70);margin-bottom:28px}
footer{border-top:1px solid rgba(0,0,0,.1);padding:15px 0 15px}
.foot-top{display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap}
.foot-nav{display:flex;gap:36px;font-size:13px;color:rgba(0,0,0,.67)}
.foot-nav a:hover{color:var(--navy)}
.foot-legal{margin-top:0px;padding-top:0px;font-size:12px;line-height:1.6;  text-align: center;color:rgb(42 42 42 / 91%) !important;max-width:1116px}
.brand-mark.sm{width:44px;height:44px;font-size:13px}
footer a {
    color: var(--blue);
    text-decoration: none;
}

footer a:hover {
    text-decoration: underline;
}
.text-center{text-align:center;}
.mt-20px { margin-top: 20px; }
/* ---------- stats bar ---------- */
.stats-bar { padding: 36px 0; background-color: #e4f2fe; }
.stats-grid { display: grid; grid-template-columns: repeat(5,1fr); align-items: center; }
.stat-item { text-align: center; padding: 0 20px; position: relative; }
    .stat-item + .stat-item::before { content: ""; position: absolute; left: 0; top: 50%; transform: translateY(-50%); width: 1px; height: 44px; background: var(--line); }
.stat-stars { color: #ffb942; font-size: 22px; letter-spacing: 2px; margin-bottom: 6px; }
.stat-value { font-size: 32px; font-weight: 700; color: var(--navy); letter-spacing: -.02em; line-height: 1.1; }
.stat-of5 { font-size: 18px; font-weight: 600; color: var(--ink-45); }
.stat-label { margin-top: 6px; font-size: 13.5px; color: var(--ink-70); }

/* ---------- stats bar responsive ---------- */
@media(max-width:900px) {
    .stats-grid { grid-template-columns: repeat(3,1fr); row-gap: 28px; }
    .stat-item:nth-child(4)::before,
    .stat-item:nth-child(5) { display: none; }
    .stat-item:nth-child(4) { display: none; }
}

@media(max-width:600px) {
    .stats-bar { padding: 28px 0 }
    .stats-grid { grid-template-columns: repeat(2,1fr); row-gap: 24px; }
    .stat-item::before { display: none }
    .stat-item:nth-child(1) { grid-column: 1/-1 }
    .stat-value { font-size: 26px }
}
.d-block { display: block; } 
.d-flex{display: flex;} 
.justify-content-center{justify-content: center;}
.align-items-center{align-items: center;}
.stat-value-22px{font-size: 22px;}
/*.bg-grey { background-color: #E2F2FF; border-radius: 11px; }*/
.icon-box-grey { width: 44px; height: 44px; border-radius: 11px; background: var(--blue-soft); display: grid; place-items: center; flex-shrink: 0;}
.gap-9px{gap: 9px;}
.data{display: flex; flex-direction: column; flex-grow: 1;}
.data a{margin-top: auto;}
.data-heading{flex-grow: 1 !important;}
.text-decoration-underline{text-decoration: underline;}
.h-100{height: 100%;}